Ferratum Oyj - Other information disclosed according to the rules of the Exchange

FERRATUM OYJ: Ferratum Group launches strategic partnership with Thomas Cook Money

Ferratum Group launches strategic partnership with Thomas Cook Money

  * Powered by Ferratum's Banking-as-a-Service platform, Thomas Cook Money will
    offer the first ever mobile banking app designed for holidays, with Sweden
    as launch market
  * Other markets, including the UK, to follow in 2018
Helsinki,  13 December  2017 -  Ferratum  Oyj (ISIN:  FI4000106299, WKN: A1W9NS)
("Ferratum"), is partnering with Thomas Cook Money, the newly launched financial
services division of Thomas Cook Group plc, to introduce its first Banking-as-a-
Service ("BaaS") venture.

Ferratum  will provide Thomas  Cook Money with  a fully functional and regulated
mobile  consumer finance  offering powered  by Ferratum's  highly successful and
innovative  mobile banking platform. Customers will experience the world's first
mobile  banking app designed  for holidays through  the newly established Thomas
Cook Money brand "Sumo".

In  the first wave of Sumo, available initially in Sweden, customers can quickly
and  easily  set  up  a  fee-free  multi-currency  account  that  comes  with an
intelligent  contactless debit card.  This can automatically  identify the local
currency,  thus  enabling  them  to  pay  at  point of sale at home and overseas
without  incurring  transaction  charges  and  withdraw  cash  without incurring
additional fees.

Sumo  also has a range of regular and fixed-term savings accounts that will help
people  take a year-round approach to  planning for their holiday, which remains
one  of the biggest  annual household spends  . With the  in-built savings tool,
customers  can set  up a  weekly or  monthly savings  plan to reach their target
goal.

In  addition to the app's core features,  Sumo customers will enjoy new services
not previously seen in a mobile banking app. Customers can also click through to
the Thomas Cook  holiday booking engine to book their holiday.

Another  feature is the ability  to send money to  friends and family via SMS to
cover shared holiday expenses.

Eligible  customers will  be able  to apply  for an  industry standard overdraft
facility  up  to  a  maximum  of  20,000 SEK  (Swedish  Krona).  This will allow
customers  to dip  into additional  funds via  the app,  to top up their holiday
spending whilst keeping control of their budget.

A  Sumo account is simple to use and can be set up securely in under 10 minutes,
all  via  a  mobile  phone.  Supporting  seven  currencies,  including Euros and
Sterling(1),  Sumo makes it even  easier for customers to  plan and manage their
holiday money both at home and abroad.

As  Sumo will  run on  Ferratum's open  Application Processing Interface ("API")
architecture,  Ferratum  and  Thomas  Cook  Money  will  be  able to add further
services and functionality to the platform over time.

Ferratum's  full service, all-in-one mobile bank is already available in Sweden,
Norway,  France, Germany  and Spain.  Launching in  Sweden today,  Ferratum will
support  Thomas  Cook  Money  as  the  company expands the service across Thomas
Cook's other core markets in Europe, including the UK, from 2018.

Ferratum Group founder and CEO, Jorma Jokela, said:

"I  am incredibly excited  to be partnering  with Thomas Cook  Money, one of the
most  loved brands in the world. We built our mobile bank to ensure the customer
experience is super quick and easy, while giving customers all the features they
need  to live their lives  on the move. Thomas  Cook Money is bringing that rich
functionality to the travel market, which makes perfect sense.

"When  it comes to  financial services, the  needs and expectations of consumers
are evolving rapidly, but thanks to our open API platform approach Ferratum, and
the  brands we partner with,  can respond with a  scalable ecosystem of relevant
features and services - all integrated into one single mobile banking solution -
market by market, and brand by brand."

Anth Mooney, Managing Director of Thomas Cook Money, said:

 "We know holidays are a big investment which is why we've designed a service
that makes it as easy as possible for our customers to plan and save all year
round for their weeks in the sun and to spend their money on holiday with
confidence. Sumo has all the security and services customers should expect of a
traditional bank account, but because it has been designed with holidaymakers in
mind, it includes some great added extras, from removing foreign loading fees on
card transactions to offering four fee-free ATM withdrawals at home and overseas
per month ."

"Working with Ferratum has given us an established, ground-breaking platform for
mobile banking services, which we are developing for the future. Ferratum's
international reach is also a great fit for our biggest markets, ensuring we can
roll out this service to more countries and more customers in time," added
Mooney.

                                      ###

Notes to Editors:
 1. The full range of currencies supported in Sumo are: EU €; SEK; DKK; NOK;
    PLN; CHF and GBP £.
 2. Sumo offers four free ATM withdrawals per calendar month. Competitive rates
    apply when customers exceed this figure.

About Ferratum Group:
Ferratum Group is an international provider of mobile banking and digital
consumer and small business loans, distributed and managed by mobile devices.
Founded in 2005 and headquartered in Helsinki, Finland, Ferratum has expanded
rapidly to operate in 25 countries across Europe, Africa, South and North
America and the Asia-Pacific region.

As a pioneer in digital and mobile financial services technology, Ferratum is at
the forefront of the digital banking revolution.  Ferratum Mobile Bank, launched
in  2016, is an innovative  mobile banking platform  offering a range of banking
services,  including real time  digital payments and  transfers, within a single
app.   It is currently available in five  European markets.  Led by its founder,
Jorma Jokela, Ferratum has approximately 1.8 million active and former customers
who have been granted one or more loans in the past (as at 30 September 2017).

Ferratum Group is listed on the Prime Standard of Frankfurt Stock Exchange under
symbol 'FRU.' For more information, visit www.ferratumgroup.com.

About Thomas Cook Group plc:

Thomas  Cook Group plc. is one of the world's leading leisure travel groups with
sales  of £9 billion. Thomas Cook  is supported by 22,000 employees and operates
from  17 source markets, serving over 20 million customers annually. Thomas Cook
Group plc's shares are listed on the London Stock Exchange (TCG).

About Thomas Cook Money:

Thomas  Cook Group plc launched its new financial services division, Thomas Cook
Money  Ltd, on 20th November 2017. Thomas Cook Money brings all of Thomas Cook's
existing  financial  services  under  one  roof  and  has  new  products to help
customers  plan, save, borrow  and spend, both  at home and  abroad. Thomas Cook
Money  unites a digitally led vision to  a long heritage of foreign exchange and
travel  insurance  to  deliver  a  modern  customer experience to holiday money.
www.thomascookmoney.com

Contacts:

 Ferratum Group
 Hans Hagen
 Head      of      Global     Partnerships

 T: +33 608 869 541
 E: hans.hagen@ferratum.com


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