Pohjola Pankki Oyj - Company Announcement

Pohjola's data included in OP-Pohjola Group's data in EBA exercise

Pohjola Bank plc
STOCK EXCHANGE RELEASE
3 October 2012, 7.00 pm

Pohjola's data included in OP-Pohjola Group's data in EBA exercise

The European Banking Authority (EBA) has again issued a report providing
information on the recapitalisation needs of European banks.

Of the Finnish banks, OP-Pohjola Group was included in this exercise. Given that
Pohjola Bank plc is part of OP-Pohjola Group operating under the principle of
joint liability, its data are included in the test results.

Based on the EBA exercise, OP-Pohjola Group continues to show markedly larger
capital buffers than those required by the recommendation of the EBA.
Accordingly, no measures to enhance the capital base are required of OP-Pohjola
Group. OP-Pohjola Group has both a high Core Tier 1 ratio and low exposure to
sovereign debt.

On 30 June 2012, OP-Pohjola Group's Core Tier 1 ratio, measured based on the EBA
methodology, stood at 14.5%, which is clearly above the minimum core capital
ratio of 9% set by the EBA. OP-Pohjola Group member banks have no direct GIIPS
sovereign debt exposures.


Pohjola Bank plc

Carina Geber-Teir
Chief Communications Officer


FOR FURTHER INFORMATION, PLEASE CONTACT
Vesa Aho, CFO, tel. +358 (0)10 252 2336
Carina Geber-Teir, Chief Communications Officer, tel. +358 (0)10 252 8394


Distribution
NASDAQ OMX Helsinki Ltd
LSE London Stock Exchange
SIX Swiss Exchange
Major media
op.fi and pohjola.com


Pohjola is a Finnish financial services group which provides its customers with
banking, non-life insurance and asset management services. Our mission is to
promote the prosperity, security and wellbeing of our customers. Profitable
growth and an increase in company value form our key objectives. Pohjola Group
serves corporate customers in Finland and abroad by providing an extensive range
of financial, investment, cash-management and non-life insurance services. We
offer non-life insurance and private banking services to corporate customers.
Pohjola Series A shares have been listed on the Large Cap List of the NASDAQ OMX
Helsinki since 1989. The number of shareholders totals around 34,000. Pohjola's
consolidated earnings before tax came to 258 million euros in 2011 and the
balance sheet total amounted to 41 billion euros on 31 December 2011. Pohjola is
part of OP-Pohjola Group, the leading financial services group in Finland, which
has over four million customers.


www.pohjola.com

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