Pohjola Pankki Oyj - Company Announcement

Pohjola Bank plc Annual Summary for 2011

Pohjola Bank plc
STOCK EXCHANGE RELEASE
4 January 2012 at 10.00 am Finnish time (UT+2)

Pohjola Bank plc Annual Summary for 2011

An annual summary of the Stock exchange releases issued by Pohjola Bank plc in
2011 can be found at pohjola.com > Bulletin archive.

Some of the contents of the releases and news may be outdated.

Pohjola Bank plc

Carina Geber-Teir
Chief Communications Officer

DISTRIBUTION
NASDAQ OMX Helsinki
London Stock Exchange
SIX Swiss Exchange
Major media
pohjola.com, op.fi

FOR FURTHER INFORMATION, PLEASE CONTACT
Carina Geber-Teir, Chief Communications Officer, tel. +358 (0)10 252 8394

APPENDIX: POHJOLA BANK PLC'S STOCK EXCHANGE RELEASES FOR 2011

January
5.1.2011 Pohjola Bank plc Annual Summary for 2010

February
7.2.2011 Vesa Aho Appointed Pohjola Group's CFO
9.2.2011 Pohjola Bank plc Financial Statements Bulletin for 1 January-31
December 2010
9.2.2011 Pohjola Bank plc's AGM and Proposals by the Board of Directors to the
AGM
9.2.2011 Proposals for Members of Pohjola Bank plc's Board of Directors and
Auditors and Their Remuneration
10.2.2011 Pohjola Bank plc redeems Lower Tier 2 subordinated notes of EUR 150
million
21.2.2011 Notice of Pohjola Bank plc's Annual General Meeting

March
8.3.2011 Pohjola's and OP-Pohjola Group's Annual Reports for 2010 Now Available
10.3.2011 Mikael Silvennoinen, Pohjola's President and CEO returning to work on
21 March
11.3.2011 Supplement to the Company Announcement: Pohjola's and OP-Pohjola
Group's Annual Reports for 2010 Now Available
29.3.2011 Decisions by Pohjola Bank plc's Annual General Meeting
29.3.2011 Decisions by Organising Meeting of Pohjola's Board of Directors

May
4.5.2011 Pohjola Bank plc's Interim Report for 1 January-31 March 2011
6.5.2011 Disclosure of Shareholdings Pursuant to Chapter 2, Section 10 of the
Securities Markets Act
6.5.2011 Amendment to Agreement on Board Membership
27.5.2011 Pohjola Bank plc's Board of Directors to Adopt OP-Pohjola's Group-
level Targets for Long-term Incentive Schemes Covering All Personnel Groups

June
28.6.2011 Pohjola Bank plc to Issue Lower Tier 2 Subordinated Notes of 100 CHF
28.6.2011 Correction: Pohjola Bank plc to Issue Lower Tier 2 Subordinated Notes
of CHF 100 million

July
15.7.2011 According to Stress Test, OP-Pohjola Group's Financial Standing is
Very Strong. Pohjola Bank plc's Data Included in OP-Pohjola Group's Stress Test
Results

August
3.8.2011 Pohjola Group Performance for January-June 2011
8.8.2011 Pohjola Bank plc to Redeem Lower Tier 2 Subordinated Notes of USD 325
Million
11.8.2011 Moody's Places OP-Pohjola Group and Pohjola Bank plc on Review for a
Possible Credit Rating Downgrade
31.8.2011 Corrections to Average Wholesale Funding Margins

September
8.9.2011 Pohjola Bank plc to Issue Lower Tier 2 Subordinated Notes of EUR 100
Million
21.9.2011 Tarja Ollilainen Appointed Senior Executive Vice President, Human
Resources, from 1 January 2012

October
14.10.2011 Fitch's Reassessment of Credit Rating for Several Global and European
Banks, Also That for Pohjola
27.10.2011 Pohjola's information included in OP-Pohjola Group capital adequacy
figures
28.10.2011 Correction to stock exchange release on 27 October 2011: Pohjola's
information included in OP-Pohjola Group capital adequacy figures

November
2.11.2011 Pohjola Bank plc Interim Report for 1 January-30 September 2011
2.11.2011 Pohjola Bank plc's and OP-Pohjola Group's Financial Calendar for 2012
and Pohjola Bank plc's Annual General Meeting of 2012

December
8.12.2011 Pohjola's information included in OP-Pohjola Group capital adequacy
figures
9.12.2011 S&P affirms Pohjola Bank plc's credit ratings and raises Pohjola
Insurance Ltd's rating, stable outlook
15.12.2011 Fitch downgrades credit ratings of OP-Pohjola Group and Pohjola Bank
as part of extensive review of banking sector
15.12.2011 Pohjola Bank plc to Specify Non-recurring Expenses in 2011 Pre-tax
Earnings


Pohjola Bank plc is a Finnish financial services group which provides its
customers with banking, non-life insurance and asset management services. Our
mission is to promote the prosperity, security and wellbeing of our customers.
Profitable growth and an increase in company value form our key objectives.
Pohjola Group serves corporate customers in Finland and abroad by providing an
extensive range of financial, investment, cash-management and non-life insurance
services. We offer non-life insurance and private banking services to corporate
customers. Pohjola Series A shares have been listed on the Large Cap List of the
NASDAQ OMX Helsinki since 1989. The number of shareholders totals around
35,000. Pohjola's consolidated earnings before tax came to 308 million euros in
2010 and the balance sheet total amounted to 36 billion euros on 31 December
2010. Pohjola is part of OP-Pohjola Group, the leading financial services group
in Finland with over four million customers.

www. pohjola.com

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