Ferratum Oyj - Notice to general meeting

FERRATUM OYJ : Notice to convene Ferratum Oyj's annual general meeting of shareholders

Ferratum: Notice to convene Ferratum Oyj's annual general meeting of
shareholders

Helsinki/Berlin, 12 May 2015 - Ferratum Oyj (ISIN: FI4000106299, WKN A1W9NS)
("Ferratum") publishes this ad-hoc announcement pursuant to Chapter 8, Section
5 of the Finnish Securities Markets Act.

NOTICE TO CONVENE FERRATUM OYJ'S ANNUAL GENERAL MEETING OF SHAREHOLDERS

Shareholders of Ferratum Oyj are invited to attend the Annual General Meeting of
the  Company  on  2 June  2015, commencing  at  10.30 a.m.  (Frankfurt  time) at
MesseTurm,  at  the  address  of  Friedrich-Ebert-Anlage 49, 60308, Frankfurt am
Main, Germany. The reception of persons who have registered for the meeting will
commence at 9.30 a.m.

The meeting will be held in the English language with interpretation into
Finnish and German.

1 MATTERS ON THE AGENDA OF THE GENERAL MEETING OF SHAREHOLDERS

At the General Meeting of Shareholders, the following matters will be
considered:

(1) Opening of the meeting

(2) Calling the meeting to order

(3) Election of persons to scrutinize the minutes and to supervise the counting
of votes

(4) Recording the legality of the meeting

(5) Recording the attendance at the meeting and adoption of the list of votes

(6) Presentation of the annual accounts, the report of the board of directors
and the auditor's report for the year 2014

Review by the CEO

(7) Adoption of the annual accounts

(8) Resolution on the use of the profit shown on the balance sheet and the
payment of dividend

The  profit  for  the  financial  year  2014 of  Ferratum  Oyj  amounted  to EUR
9,387,479. Distributable  equity  of  the  parent  company  at  the  end  of the
financial year stood at EUR 5,933,433.

The  Board  of  Directors  proposes  that  the  company  will not distribute any
dividends  from retained earnings. The Board  of Directors further proposes that
EUR  0.05 per share be  distributed from the  funds invested in the unrestricted
equity  reserve, to the shareholders as a return of capital, which is equivalent
to EUR 1,078,888 return of capital; no capital is returned to the shares held by
parent company.

Compared  with year-end 2014 no  significant changes in  the company's financial
position  have taken place. The liquidity of the company is sound and, according
to the Board, the proposed return of capital does not jeopardise the solvency of
the company.

The  distribution will be  paid to shareholders  registered in the shareholders'
register  of the Company held by Euroclear Finland Ltd on the record date of the
dividend  payment, 4 June  2015. The return  of capital  will be paid on 11 June
2015.

(9) Resolution on discharging the members of the board of directors and the CEO
from liability

(10) Resolution on the remuneration of the members of the board of directors

The  Remuneration Committee of the Board of Directors proposes that the Chairman
of  the Board be paid EUR 2,000 per month and the other members of the Board EUR
1,500 per month. Furthermore it is proposed that no remuneration will be paid to
the  members  who  are  employees  or  managing  director  of the company of the
subsidiary of the company.

(11) Resolution on the remuneration of auditors

The Audit Committee of the Board of Directors proposes that the Auditor be paid
reasonable remuneration in accordance with the Auditor's invoice, which shall be
approved by the company.

(12) Resolution on the number of members of the board of directors

The Board of Directors proposes that the number of members of the Board of
Directors be confirmed as five (5) ordinary members.

(13) Election of the members of the board of directors and chairman

The Board of Directors proposes that, in accordance with their consents, the
following persons be elected as Board members, all to serve for a term ending at
the end of the next Annual General Meeting: Erik Ferm as chairman, Jorma Jokela
as deputy chairman and Pieter van Groos, Lea Liigus and Juhani Vanhala as
ordinary members

The curricula vitae of the proposed members of the Board of Directors will be
available on the Internet at www.ferratumgroup.com.

(14) Election of the Auditor

The  Audit  Committee  of  the  Board  of  Directors  proposes  that the firm of
authorized public accountants PricewaterhouseCoopers Oy, which has appointed APA
Mikko  Nieminen as the responsible auditor, be appointed as Auditor to serve for
a term ending at the end of the next Annual General Meeting of Shareholders. The
Auditor proposed herein has given its consent for the election.

(15) Closing of the meeting

2 MEETING MATERIALS

The  proposals of  the Board  of Directors  and its  committees relating  to the
agenda  of  the  General  Meeting  of  Shareholders  as  well as this notice are
available on Ferratum Oyj's website at www.ferratumgroup.com.

The  annual report of Ferratum Oyj, including the Company's annual accounts, the
report  of the  Board of  Directors and  the Auditor's  report, is  available on
Ferratum Oyj's website.

The  proposals for  the decisions  on the  matters on  the agenda of the General
Meeting  of  Shareholders  and  the  Annual  Accounts  are also available at the
meeting.

Copies  of these documents and of this  notice will be sent to shareholders upon
request.  The minutes of  the meeting will  be made available  on Ferratum Oyj's
website no later than on 16 June 2015.

3 INSTRUCTIONS FOR THE PARTICIPANTS IN THE GENERAL MEETING OF SHAREHOLDERS

3.1 Shareholders registered in Euroclear Finland

Each  shareholder who is registered on 21 May 2015 in the shareholders' register
of  the Company held by  Euroclear Finland Ltd, has  the right to participate in
the  General Meeting of Shareholders. A  shareholder whose shares are registered
on  his/her personal  book-entry account  in the  book-entry system of Euroclear
Finland Ltd is registered in the shareholders' register of the Company.

A  shareholder with shares registered in Euroclear  Finland Ltd and who wants to
participate  in  the  General  Meeting  of  Shareholders, shall register for the
meeting  no later  than 25 May  2015 at 12.00 p.m.  (Frankfurt time) by giving a
notice of participation. Such notice can be given:

(a) on the Company's website: www.ferratumgroup.com;

(b) by telephone to +358 40 7248247 (Monday to Friday 9.00 a.m. - 3.00 p.m.
(Frankfurt time));

(c) by e-mail to ir@ferratum.com;

(d) by telefax to +358 20 7411614; or

(e) by regular mail to Ferratum Oyj, Attn: "Annual General Meeting",
Ratamestarinkatu 11 A 00520, Helsinki, Finland.

In connection with the registration, a shareholder shall notify his/her name,
personal identification number or business identity code, address, telephone
number and the name of a possible assistant or proxy representative. The
personal data given to Ferratum Oyj will be used only for the purposes of the
General Meeting of Shareholders.

3.2 Holders of nominee-registered shares

A  holder  of  nominee-registered  shares  has  the  right to participate in the
General  Meeting by virtue of  shares, which he/she holds  on the record date of
the  General  Meeting,  i.e.  on  21 May  2015 and  would  be  entitled  to have
registered  in  the  shareholders'  register  of  the  Company held by Euroclear
Finland  Ltd.  The  right  to  participate  in  the General Meeting requires, in
addition,  that the shareholder on the basis  of such shares has been registered
into  the temporary shareholders' register held  by Euroclear Finland Ltd at the
latest  by  28 May  2015 at  10.00 a.m.  (Helsinki  time).  In  case of nominee-
registered  shares, temporary registration in the shareholders' register held by
Euroclear Finland Ltd constitutes due registration for the General Meeting.

A  holder of nominee-registered  shares is advised  to request without delay the
necessary  instructions regarding the registration in the shareholders' register
of  the Company, the issuing of proxy documents and registration for the General
Meeting  of Shareholders from his/her  custodian bank. In order  for a holder of
nominee-registered  to have the right to participate in the General Meeting, the
account  management organisation of the custodian  bank has to register a holder
of  nominee-registered shares into  the temporary shareholders'  register of the
Company at the latest by the time stated above.

3.3 Proxy representatives and power of attorney

A  shareholder  may  participate  in  the  General  Meeting  of Shareholders and
exercise  his/her rights at the meeting by  way of proxy representation. A proxy
representative  shall produce a dated proxy  document or otherwise in a reliable
manner  demonstrate his/her  right to  represent the  shareholder at the General
Meeting of Shareholders.

When  a shareholder participates in the  General Meeting of Shareholders through
several  proxy  representatives  representing  the  shareholder  with  shares on
different  securities accounts,  the shares  by which  each proxy representative
represents   the   shareholder  shall  be  identified  in  connection  with  the
registration for the General Meeting of Shareholders.

A  form of proxy is provided on Ferratum Oyj's website at www.ferratumgroup.com.
The  form of proxy is  provided for the shareholders'  convenience and it is not
necessary to use the form provided on the website.

Possible  proxy  documents  should  be  delivered  in originals to Ferratum Oyj,"Annual  General Meeting", Ratamestarinkatu 11 A 00520, Helsinki, Finland before
the last date for registration.

3.4 Other instructions and information

Pursuant  to Chapter 5, Section  25 of the Finnish  Companies Act, a shareholder
who  is present at the general meeting has the right to request information with
respect to the matters to be considered at the Meeting.

On  the date of this notice to the General Meeting of Shareholders, dated 12 May
2015, the  total number of shares Ferratum Oyj is 21,723,960. Ferratum Oyj holds
146,200 of  its own shares as treasury shares. Accordingly, the number of voting
rights carried by the outstanding shares is 21,577,760.

                           -------------------------

                           In Helsinki on 12 May 2015

                                  FERRATUM OYJ

                             The Board of Directors



                         END OF THE AD-HOC ANNOUNCEMENT



About Ferratum Group:

The  Finnish  Ferratum  Group,  a  pioneer  for mobile consumer loans in Europe,
offers short-term consumer loans. Ferratum's customers can utilize digital media
to  apply for consumer credit in amounts  varying between EUR 25 and EUR 2,000.
Managed  by its founder Jorma Jokela, Ferratum has expanded rapidly since it was
founded  in 2005: Ferratum has 1.0 million active  and former customers who have
been  granted one or more loans in  the past and 2.8 million total user accounts
in  its database (as of 31 December 2014). Ferratum is represented in 21 markets
(including Norway) and employs 383 people as of 31 December 2014.




Contact:
Ferratum Group
Dr. Clemens Krause, CFO
T: +49 30 88715308
F: +49 30 88715309
M: clemens.krause@ferratum.com

Ferratum Group
Paul Wasastjerna
Head of Investor Relations
T: +358 40 7248247
F: +358 20 741 1614
M: paul.wasastjerna@ferratum.com

cometis AG
Henryk Deter | Mariana Kuhn
T: +49 611 20 58 55-61
F: +49 611 20 58 55-66
M: kuhn@cometis.de

[HUG#1920868]