Ferratum Oyj - Major shareholder announcements

FERRATUM OYJ: Notifications of changes in major holdings

Ferratum: Notifications of changes in major holdings

Helsinki/Berlin, 10 February 2015 - Ferratum Oyj (ISIN: FI4000106299, WKN
A1W9NS) ("Ferratum") has received the following notifications of changes in
major holdings. Ferratum publishes this ad-hoc announcement pursuant to Chapter
9, Section 10 of the Finnish Securities Markets Act.

Jorma Jokela has on 9 February 2015 notified Ferratum that his combined direct
and indirect holding of the shares and voting rights in Ferratum has fallen
below two thirds (approx. 66.67%) as of 6 February 2015.

European Recruitment Company OÜ has on 9 February 2015 notified Ferratum that
its holding of the shares and voting rights in Ferratum has fallen below the
5%, 10%, 15%, 20%, 25% and 30% notification thresholds as of 6 February 2015.

Prior to the transaction, Jorma Jokela held (directly and indirectly through
European Recruitment Company OÜ) 15,626,400 shares and votes (representing
82.72% of all shares and votes in Ferratum). Of such shares and votes, Jorma
Jokela held 9,677,400 shares and votes (51.23%) and European Recruitment Company
OÜ held 5,949,000 shares and votes (31.49%). After the transaction, Jorma Jokela
holds directly 9,677,400 shares and votes (51.23%) and European Recruitment
Company OÜ holds 1010 shares and votes (less than 0.01%), and Jorma Jokela's
combined direct and indirect holding is 9,678,410 shares and votes (51.23%).

European Recruitment Company OÜ has subscribed for 2,833,560 new shares in
Ferratum. The new shares are expected to be registered on or about 11 February
2015. Upon the new shares being registered, European Recruitment Company OÜ will
hold  2,834,570 shares and votes (13.04% of 21,723,960 shares), Jorma Jokela
will directly hold  9,677,400 shares and votes (44.55% of 21,723,960 shares
following the registration of the new shares), and Jorma Jokela's combined
direct and indirect holding will be 12,511,970 shares and votes (57.59% of
21,723,960 shares). Thus when the new shares are registered, the holding of
European Recruitment Company OÜ will exceed the 5% and 10% notification
thresholds and Jorma Jokela's direct holding will fall below the 50% threshold.
However, Jorma Jokela's combined direct and indirect holding will not reach,
exceed or fall below any notification thresholds.

Additionally, European Recruitment Company OÜ has sold 758,329 shares as
greenshoe shares which may be returned (in part or in whole) to European
Recruitment Company OÜ upon the termination of the stabilization period, as
described in Ferratum Oyj's prospectus dated 20 January 2015. The maximum number
of shares that may be returned to European Recruitment Company OÜ is 758,329. If
all of the greenshoe shares are returned to European Recruitment Company OÜ (and
assuming that the greenshoe shares are returned after the new shares have been
registered), European Recruitment Company OÜ will hold 3,592,899 shares and
votes (16.53% of 21,723,960 shares), Jorma Jokela will hold directly 9,677,400
shares and votes (44,55%), and Jorma Jokela's combined direct and indirect
holding will be 13,270,299 shares and votes (61.08% of 21,723,960 shares). Thus
the receipt of returned greenshoe shares may result in the holding of European
Recruitment Company OÜ exceeding the 15% notification threshold. However, Jorma
Jokela's combined direct and indirect holding will not reach, exceed or fall
below any notification thresholds.

Jorma Jokela holds 100% of the shares in European Recruitment Company OÜ.

END OF THE AD-HOC ANNOUNCEMENT



About Ferratum Group:

The Finnish Ferratum Group, a pioneer for mobile micro credits in Europe, offers
short-term consumer loans. Ferratum's customers can utilize digital media to
apply for consumer credit in amounts varying between EUR 25 and EUR 2,000.
Managed by its founder Jorma Jokela, Ferratum has expanded rapidly since it was
founded in 2005: Ferratum has 1.0 million active and former customers who have
been granted one or more loans in the past and 2.8 million total user accounts
in its database (as of 31 December 2014). In the fiscal year 2013 revenues
amounted to EUR 58.2 million with an EBIT margin of 12.6%. Ferratum is
represented in 20 markets and employs more than 350 people.


Contact:

Ferratum Group
Dr. Clemens Krause, CFO
T: +49 30 88715308
F: +49 30 88715309
M: clemens.krause@ferratum.com

cometis AG

Henryk Deter / Mariana Kuhn
T: +49 611 20 5855-61
F: +49 611 20 5855-66
M: kuhn@cometis.de 

[HUG#1893102]