Ferratum Oyj - Company Announcement

FERRATUM OYJ : Issue price set at EUR 17 per share for its Initial Public Offering on the Prime Standard in Frankfurt

Helsinki/Berlin, 4 February 2015 - The offer period for Ferratum Oyj's (ISIN:
FI4000106299, WKN A1W9NS) Initial Public Offering on the Prime Standard of the
Frankfurt Stock Exchange ended today. All 6,517,188 shares offered in the IPO
were placed successfully. Ferratum Oyj (together with its consolidated
subsidiaries hereafter "Ferratum Group" or "Ferratum") and the selling
shareholders fixed the offer price with ICF BANK AG as Sole Global Arranger and
Sole Bookrunner and the two Co-Lead Managers, equinet Bank AG and Hauck &
Aufhäuser Privatbankiers KGaA at EUR 17 per share, and thus at the upper end of
the price range. The total gross proceeds from the IPO are EUR 110.8 million.
The order book was considerably oversubscribed.

Ferratum Oyj will issue 2,833,560 new shares with no nominal value from a
capital increase against cash contribution and will receive gross proceeds of
EUR 48.2 million and net proceeds of EUR 46.0 million. Ferratum will use the
proceeds to implement its growth strategy. Furthermore a total of 3,683,628
shares from the holdings of the current shareholders were placed in the IPO
(including additional 850,068 shares from Ferratum's two largest shareholders
which were used for an over-allotment (Greenshoe)) with maximum gross proceeds
to the selling shareholders of EUR 62.6 million due to exercise of the greenshoe
option.

The initial listing of Ferratum Oyj's shares on the Prime Standard segment of
the regulated market of the Frankfurt Stock Exchange is scheduled to take place
on 6 February 2015.

END OF THE AD-HOC ANNOUNCEMENT

Disclaimer

This ad-hoc announcement is not a prospectus pursuant to the applicable capital
market rules in Finland or Germany. Any investment decision must be made solely
on the basis of the information contained in the prospectus as approved by the
Finnish Financial Supervisory Authority and duly published. A prospectus
pursuant to Finnish securities laws has been approved by the Finnish Financial
Supervisory Authority and duly published and is available at
https://www.ferratumgroup.com/, and can be obtained free of charge during normal
business hours at the Company's offices in Germany. The prospectus is the only
binding offering document in connection with the offering of the company's
shares. This ad-hoc announcement contained herein is not binding.
About Ferratum Group:
The Finnish Ferratum Group, a pioneer for mobile micro credits in Europe, offers
short-term consumer loans. Ferratum's customers can utilize digital media to
apply for consumer credit in amounts varying between EUR 25 and EUR 2,000.
Managed by its founder Jorma Jokela, Ferratum has expanded rapidly since it was
founded in 2005: Ferratum has 1.0 million active and former customers who have
been granted one or more loans in the past and 2.8 million total user accounts
in its database (as of 31 December 2014). In the fiscal year 2013 revenues
amounted to EUR 58.2 million with an EBIT margin of 12.6%. Ferratum is
represented in 20 markets (including Canada) and employs more than 350 people.

Contact:

Ferratum Group

Dr. Clemens Krause, CFO

T: +49 30 88715308

F: +49 30 88715309

M: clemens.krause@ferratum.com



cometis AG

Henryk Deter | Mariana Kuhn

T: +49 611 20 58 55-61

F: +49 611 20 58 55-66

M: kuhn@cometis.de


[HUG#1891927]