Pohjola Pankki Oyj - Annual Financial Report

OP Financial Group's and Pohjola's Board Reports and Financial Statements as well as Corporate Governance Statements for 2015 published

Pohjola Bank plc
OP Cooperative
Stock exchange release
23 February 2016 at 15.20 pm EET

OP Financial Group's and Pohjola's Board Reports and Financial Statements as
well as Corporate Governance Statements for 2015 published

OP Financial Group's Annual Report for 2015 is now available at http://op-
year2015.fi/en. The Annual Report contains the Report by the Executive Board and
Financial Statements supplemented with an annual review that includes the CSR
report in accordance with the GRI G4 framework. OP Financial Group's Annual
Report also includes the Corporate Governance Statement for 2015.

Pohjola's Report by the Board of Directors and Financial Statements as well as
Corporate Governance Statement for 2015 are available on the same website.

All of the reports related to the Annual Report can be found as a PDF attachment
and, in addition to the specific website on the Annual Report, they are
available at op.fi> Media> Material service and at pohjola.com > Media >
Releases.


Pohjola Bank plc
OP Cooperative
Carina Geber-Teir
Executive Vice President, Corporate Communications

DISTRIBUTION
NASDAQ Helsinki
LSE London Stock Exchange
SIX Swiss Exchange
Major media
op.fi, pohjola.com

FOR MORE INFORMATION, PLEASE CONTACT
OP Communications, media contacts, tel. +358 50 523 9904

Pohjola is part of Finland's leading customer-owned financial services group OP
Financial Group. It provides its customers with banking and non-life insurance
services. Pohjola acts as OP's central bank and is responsible, together with OP
Mortgage Bank, for OP's funding in money and capital markets. As laid down in
the applicable law, Pohjola, its parent company OP Cooperative and other OP
Financial Group member credit institutions are ultimately jointly and severally
liable for each other's debts and commitments. Joint and several liability
within OP is based on the Act on the Amalgamation of Deposit Banks.
www.pohjola.com

OP Financial Group is Finland's leading financial services group providing a
unique range of banking, wealth management and insurance services. OP Financial
Group's mission is to create sustainable prosperity, security and wellbeing for
its owner-customers and in its operating region through a strong capital base
and efficiency. Its objective is to offer the best and most versatile package of
loyal customer benefits on the market. OP Financial Group consists of about 180
member cooperative banks, its central cooperative OP Cooperative, and the
latter's subsidiaries and affiliates. The Group has a staff of 12,000 and 4.3
million customers.
www.op.fi


[HUG#1988453]

Viðhengi:

OP Year 2015.pdf

Pohjola Bank plc Corporate Governance Statement 2015.pdf

OP Report by the Executive Board and Financial Statements.pdf

Pohjola Report by the Board of Directors and Financial Statements 2015.pdf

OP Corporate Governance Statement 2015.pdf

OP Financial Group s GRI Corporate Responsibility Data 2015.pdf