OKO Pankki Oyj - Notice to convene extr.general meeting

NOTICE OF GENERAL MEETING

The shareholders of OKO Bank plc are hereby invited to an Extraordinary General 
Meeting to be held on Tuesday, 9 October 2007, at 11.00 am at Pohjola Non-Life  
Insurance Company's offices at Lapinmäentie 1, Helsinki. Registration and the   
distribution of voting slips will take place at the meeting venue at 10.00 -    
11.00 am. Coffee will be served from 10.00 am onwards.                          

Matters to be dealt with                                                        

Proposal by the Board of Directors to change the Company's business name and to 
amend Articles 1 and 2 of the Articles of Association.                          

The Board of Directors proposes that the Company's business name be changed to  
Pohjola Bank plc and Articles 1 and 2 of the Articles of Association amended as 
follows:                                                                        

Article 1: Business name and domicile                                           
The Company's business name is Pohjola Pankki Oyj in Finnish, Pohjola Bank Abp  
in Swedish and Pohjola Bank plc in English. The Company is domiciled in         
Helsinki.                                                                       

Article 2: Line of business                                                     
The Company is the central financial institution of the cooperative banks and as
a commercial bank it engages in the business operations set forth in the Act on 
Credit Institutions. The special purpose of the Company is to promote, as a     
central financial institution, the activities of the cooperative and other      
institutions belonging to the OP-Pohjola Group. The Company may own and control 
shares and other holdings in finance and insurance companies and other entities 
as well as engage in investment activities. The Company can offer investment    
services pursuant to Section 3 of the Act on Investment Firms as well as the    
custodian and asset management services set forth in Section 16, Paragraph 1,   
Subparagraph 5 of said Act.                                                     

Documents of the Meeting                                                        

The proposal by the Board of Directors for the amendment of the Articles of     
Association may be reviewed by the shareholders on the Company's website at     
www.oko.fi and at the Company's Legal Issues unit at the following address:     
Teollisuuskatu 1 b, Helsinki. The proposal will be mailed on request to         
shareholders, and it can be ordered by telephone on +358 10 252 2900 or by      
e-mail at oko.kokous@oko.fi.                                                    

Right to attend the Meeting                                                     

The right to attend the General Meeting is held by shareholders who no later    
than ten days before the Meeting, i.e. on 29 September 2007, have been entered  
as shareholders in the Company's shareholder register kept by the Finnish       
Central Securities Depository Ltd. The nominee-registered shareholders who wish 
to attend the Meeting can be temporarily entered in the shareholder register.   
This should be done no later than 28 September 2007. For temporary registration,
the shareholders should contact their custodian.                                

Shareholders who wish to attend the General Meeting shall inform the Company    
thereof no later than on Tuesday, 2 October 2007, at 4.00 pm Finnish time       
- on the Company's website at www.oko.fi/english                                
- by mail to the following address: OKO Bank plc, Ms Heidi Kivenjuuri/TeC5, P.O.
Box 308, 00101 Helsinki                                                         
- by fax to +358 10 252 2503                                                    
- by telephone to +358 10 252 2900 (on weekdays from 9.00 am to 4.00 pm) or by  
email to oko.kokous@oko.fi.                                                     

Information must reach the Company before the closing of the registration       
period. Shareholders are advised to inform the Company of their name, personal  
identity number or business identity code. Any proxies must be sent by mail or  
fax within the registration period.                                             


Helsinki, 17 September 2007                                                     

OKO BANK plc                                                                    
Board of Directors                                                              


OKO Bank plc                                                                    


Markku Koponen                                                                  
Senior Vice President                                                           

DISTRIBUTION                                                                    
OMX Nordic Exchange Helsinki                                                    
Major media                                                                     
London Stock Exchange                                                           
SWX Swiss Exchange                                                              
www.oko.fi                                                                      

FOR MORE INFORMATION, please contact                                            
Markku Koponen, Senior Vice President (Corporate Communications),               
tel. +358 10 252 2648