Pohjola Pankki Oyj - Company Announcement

Pohjola Bank plc Annual Summary for 2008

Pohjola Bank plc	COMPANY RELEASE                                                

Release category: Stock Exchange Release    22 January 2009 at 11.00 am 


Pohjola Bank plc Annual Summary for 2008                                        

An annual summary of the company releases and investor news issued by Pohjola   
Bank plc in 2008 can be found at www. pohjola.fi > Media > Bulletin archive.    

Some of the contents of the releases and news may be outdated.                  

Pohjola Bank plc                                                                

Markku Koponen                                                    
Senior Vice President                                                           

DISTRIBUTION                                                                    
NASDAQ OMX Helsinki                                                             
London Stock Exchange                                                           
SWX Swiss Exchange                                                              
Major media                                                                     
pohjola.fi, op.fi                                                               

FOR FURTHER INFORMATION, PLEASE CONTACT                                         
Markku Koponen, Senior Vice President (Corporate Communications), tel. +358     
(0)10 252 2648                                                                  


APPENDIX: POHJOLA BANK PLC'S COMPANY RELEASES AND INVESTOR NEWS FOR 2008        

January                                                                         
4 January OKO Bank's Equity Basket Bond with Nordic Value Companies             
31 January OKO Bank to Become New Owner of K-Rahoitus - Deal Confirmed          

February                                                                        
1 February OKO Bank plc Annual Summary for 2007                                 
5 February Pohjola to Issue Equity Index Basket Bond for Emerging Markets       
14 February OKO Bank's Financial Statements Bulletin for 2007                   
14 February Proposals by OKO Bank Board of Directors to the Annual General      
Meeting                                                                         
25 February Pohjola Bank Launches Debenture Issue for Retail Investors          
26 February OKO Bank plc to be Renamed Pohjola Bank plc as of 1 March 2008      

March                                                                           

3 March Notice of Pohjola Bank plc's Annual General Meeting                     
6 March Pohjola Bank to Issue an Index-linked Bond on Agricultural Commodities  
Markets                                                                         
10 March Pohjola Bank's and OP-Pohjola Group's Annual Reports for 2007 Now      
Available                                                                       
11 March Pohjola Bank plc to Strengthen Its Capital Base with Lower Tier 2 Issue
18 March Pohjola Finance Ltd to Merge with Pohjola Bank by End of September 2008
19 March A New Operating Model Prepared for Non-life Insurance Sales to Private 
Customers                                                                       
27 March Decisions by Pohjola Bank plc's Annual General Meeting                 
27 March Decisions by Organising Meeting of Pohjola Bank Board of Directors     

April                                                                           
1 April Deputy CEO Timo Ritakallio to Join Ilmarinen                            
10 April Pohjola Bank's Ilmasto-Obligaatio to Invest in Energy Companies        

May                                                                             
6 May Pohjola Bank Group's Organisational Changes                               
8 May Pohjola Bank plc Interim Report 1 January-31 March 2008                   
19 May Pohjola to Issue Index-linked Bond for Emerging Markets                  

June                                                                            
12 June Pohjola Bank plc and Pohjola Insurance Ltd to Issue Subordinated Bonds  
17 June Notification to Pohjola Bank plc's Shareholders about Merger of         
Subsidiary                                                                      
23 June Pohjola Bank Plc's New Reporting Procedures                             
25 June Pohjola Bank to Issue an Index-linked Bond in Global Equity Markets     

August                                                                          
7 August Pohjola Bank plc Interim Report for 1 January-30 June 2008             
11 August Pohjola Bank's Index Loan for the Asian Infrastructure Sector         
22 August District Court Sets Redemption Price of Pohjola Group plc's Shares    
Held by Minority Shareholders at EUR 13.35                                      

September                                                                       
4 September New Operating Model for Selling Pohjola Non-life Insurance to       
Private Customers                                                               
11 September Pohjola Bank to Issue an Index-linked Bond in the Domestic Equity  
Market                                                                          
16 September Pohjola Bank Group's Exposure to Lehman Brothers                   
24 September Pohjola Insurance Ltd to Modernise Organisational Structure as of 1
January 2009                                                                    
25 September Pohjola Bank plc to Adopt IRBA for Capital Adequacy Determination  

October                                                                         
7 October Pohjola Bank's Iceland Exposure                                       

November                                                                        
3 November Pohjola Bank to Issue an Index-linked Bond in the Nordic Equity      
Market                                                                          
4 November Redemption Dispute over Pohjola Group plc Shares Submitted to the    
Court of Appeal                                                                 
6 November Pohjola Bank plc Interim Report for 1 January-30 September 2008      
6 November Pohjola Bank plc's and OP-Pohjola Group's Financial Reporting        
Schedule in 2009                                                                
11 November Ilkka Salonen to Depart Pohjola Bank plc                            
25 November Jouko Pölönen Appointed Pohjola Group's CFO                         
25 November Technical Change in Pohjola Group's Financial Targets by Segment    

December                                                                        
9 December Pohjola Bank to Issue an Index-linked Bond in the Global Equity      
Market                                                                          
12 December Markku Koponen as Deputy Member of OP-Pohjola Group Central         
Cooperative's Executive Board as of 1 January 2009                              
16 December Pohjola's Credit Ratings Confirmed                                  
19 December Pohjola Bank plc to Issue Lower Tier 2 Subordinated Notes