Bonum Pankki Oyj - Half Year financial report

Bonum Pankki Oyj: Bonum Bank Plc Half Year Report for 1 January - 30 June 2017

Bonum Bank Plc
Stock Exchange Release 22.8.2017 at 15:45

Bonum Bank Plc Half Year Report for 1 January - 30 June 2017

Bonum Bank Plc's profit for the review period amounted to EUR 105 thousand (EUR
1,336 thousand in the corresponding period of the previous year). The profit for
the reporting period primarily consists of interest and commission income on
central credit institution services provided for POP Banks and commission income
on the card business. The Bank's cost-to-income ratio was 87.06% (68.11%).

The Bank's balance sheet total was EUR 490,693 thousand (456,960) at the end of
the review period.

 Key ratios (1000 euroa)                      30.6.2017 31.12.2016 30.6.2016

 Net interest income                              1 073      2 476     1 386

 Profit                                              83        978     1 069

 Balance sheet total                            490 693    456 960   515 722

 Common equity Tier 1 capital ratio, (CET1) %      30,4       28,7      23,9

 Cost-to-income ratio, %                          87,06      76,71     68,11

 ROA                                               0,04       0,22       0,6

 ROE                                               0,77       4,66     12,60

 Equity ratio, %                                   4,45       4,75      4,20
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Bonum Bank has a EUR 150 million certificate of deposit programme. In June, the
Bank issued two certificates of deposit according to the programme, both with a
nominal value of EUR 5 million. In addition, Bonum Bank has a bond programme of
EUR 750 million. In 2016, the Bank issued a three-year unsecured senior bond of
EUR 100 million according to the programme. The bond is listed on the Nasdaq
Helsinki.

In June, S&P Global Ratings confirmed Bonum Bank's rating of 'BBB' for long-term
investment grade and 'A-2' for short-term investment grade. The outlook remains
stable.

Further information:
Anders Dahlqvist, CEO, Bonum Bank Plc, +358 (0)10 4233 711
anders.dahlqvist@poppankki.fi

Distribution:
Nasdaq Helsinki Oy
www.bonumpankki.fi

ATTACHMENT: Bonum Bank Plc Half Year Report 1 January - 30 June 2017


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Attachments:

Bonum_Bank_halfyear_report_1.1.-30.6.2017.pdf