BYR - sparisjóður - Changes board/management/auditors

- Changes in the board of directors

Effective as of New Year‘s alternate board member of directors of Byr Savings
Bank, Mr. Jón Kr. Sólnes, became a principal member of the board, replacing Mr.
Egil Ágústsson. Byr Savings Bank wishes Mr. Ágútsson all the best in his future
endeavors.